Balance Investments

Salary Advance

NEED IT FAST, To See your way?

Salary Advance

Quick & Easy loan, one single payment at the next salary date..
Up to 50% of your salary. Get it fast!

Apply Quick

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SORT OUT A TING

Personal Loan

Repay monthly or fortnightly up to 2 time your salary. Money to take care of your project.

Balance Me!

Special Loan

WI BACK YOU!

Special Loan

Get up to what you want. For returning customers who maintain good credit history.

Big Money

Find the right Balance to realize your goal. Try BI’s Loan Calculator to determine the payment options that best suit your financial needs.

O N L I N E

Loan Calculator

Plan your finances with our easy-to-use loan calculator. Adjust the sliders to see how different loan amounts, terms, and interest rates affect your monthly payments.

Loan Calculator

Calculate your estimated loan payments

Loan Amount (JMD)

$250,000

Repayment Period (Months)

6 Months

Loan Term 6 Months

Monthly Payment $0

Total Repayment $0

This is an estimate. Rates and terms may vary according to information supplied on application.

Apply Now

Applying Balance is easy!

Apply: Registering is quick, easy and secure.

Fill in your details and answer some quick questions about your employment. Once done, our cutting edge artificial intelligence (AI) technology will do all the work in the background to calculate how much of your wage you can get early access to through MyPayNow.

Get Approved. Whenever, wherever, 24/7.

Access your pay on demand. With no limits on the number of requests you can make each pay cycle, you can grab what you need, when you need it (from as little as $50 all the way up to a quarter of your wage). The best bit? Your money will hit your account within 60 seconds. It’s your money after all!

Repay and repeat: No fuss repayments so you can always access your money when you need it.

The money you accessed is automatically deducted from your next pay via direct debit. Your MyPayNow balance resets, and you can grab another pay advance when you need it. Remember: there are no late fees ever! Once processed, you’ll be good to go again.

Need more time? Flexible repayment options now available.